Note: Major airlines are on Summon's deny-listed category for automated execution. This guide covers your rights and walks you through preparing and submitting your own claim — Summon helps you understand the process, gather the right information, and track what you're owed. You submit directly to the airline.
Your rights in plain language
Airlines often present cancelled-flight passengers with a single option: accept a voucher or rebook. You can say no. In the US, EU, and UK, you have a legal right to a cash refund to your original payment method for a cancelled or significantly disrupted flight. Accepting a voucher is a choice, not a requirement.
There are also two separate entitlements that people confuse:
- The ticket refund — getting back what you paid for the flight you won't take.
- Compensation — a fixed cash payment on top of the refund, available in the EU and UK for disruptions not caused by extraordinary circumstances.
Both can apply to the same disruption. You can — and should — claim both.
US rights: the DOT's 2024 automatic-refund rule
The Department of Transportation finalized its automatic-refund rule in April 2024 with a compliance date of October 28, 2024. Under 14 CFR Part 260, airlines flying to, from, or within the United States must automatically issue a refund (without the passenger having to ask) when:
- A flight is cancelled, regardless of the reason.
- A domestic flight is delayed 3 or more hours (departure or arrival).
- An international flight is delayed 6 or more hours (departure or arrival).
- The airline makes a significant change: departure or arrival airport changes, an added connection, a cabin-class downgrade, or a connection-city change.
Refund timeline: airlines must process eligible refunds within 7 business days for credit cards and 20 calendar days for cash, checks, or other payment methods.
The December 2025 enforcement pause affects only one narrow scenario: if a flight is renumbered but otherwise operated identically and you are rebooked on the new number. For genuine cancellations and qualifying delays, the rule is fully in force.
How to claim
Most airlines surface a refund option in your email confirmation when they cancel a flight. If they offer only a voucher or a rebook, go to the airline's website, find Manage Booking / My Trips, and look for a refund request form. Explicitly request a "cash refund to my original payment method." If you can't find the form, call the airline's customer line and use those exact words.
EU rights: EC Regulation 261/2004
EC Regulation 261/2004 covers passengers on:
- Flights departing from any airport in the EU (or post-Brexit, the UK equivalent applies separately), regardless of airline.
- Flights arriving in the EU operated by an EU-based carrier.
For a cancellation notified fewer than 14 days before departure, you are entitled to your choice of:
- A full refund of the ticket price, or
- Rerouting at the earliest opportunity, or
- Rerouting at a later date of your convenience.
In addition to the refund, you are entitled to compensation (if the cancellation wasn't caused by extraordinary circumstances):
| Flight distance | Compensation per passenger | |---|---| | Up to 1,500 km | €250 | | 1,500 – 3,500 km (or intra-EU over 1,500 km) | €400 | | Over 3,500 km | €600 |
These amounts also apply to delays of 3+ hours (arrival time, not departure) following the 2009 Sturgeon ruling. New EU procedural rules effective February 2026 standardize claim forms and require airlines to provide clearer information at the point of disruption.
UK rights after Brexit
The UK retained EU261 in domestic law after Brexit. Rules are substantively the same as EU261 for UK-departing flights and for UK airlines flying internationally:
- Cancellations with less than 14 days' notice trigger compensation.
- Compensation amounts mirror the EU tiers (converted to GBP where applicable).
- Refund must be paid within 7 days to your original payment method.
- You may never be required to accept a voucher in lieu of a cash refund.
The UK CAA is the enforcement body. If an airline refuses your valid refund or compensation claim, you can escalate to an approved ADR scheme — CEDR or PACT — and ultimately to the CAA itself.
Vouchers vs. cash — always ask for cash first
Airlines are incentivized to push vouchers. They retain the cash, count it as deferred revenue, and hope you'll rebook (often at a higher future price). You do not have to accept a voucher if your flight qualifies for a refund.
If you already accepted a voucher under pressure before reading your rights, you may still be able to convert it. Contact the airline in writing, cite the applicable regulation (DOT Part 260 for US, EU261, or UK retained law), and ask for the cash equivalent. This doesn't always succeed, but it's worth trying before pursuing a dispute.
Escalation path if the airline says no
| Step | US | EU | UK | |---|---|---|---| | 1 | Request refund in writing, cite 14 CFR Part 260 | Request citing Regulation 261/2004 | Request citing UK retained EU261 | | 2 | File DOT complaint at airconsumer.dot.gov | File with national enforcement body in departure country | Escalate to ADR: CEDR or PACT | | 3 | Credit-card billing dispute (FCBA, 60 days from statement) | ADR or small-claims court | UK CAA, then county court |
If the airline hasn't refunded within the required window and you paid by credit card, a billing-error dispute is a powerful backstop. See how to get a refund for any online order for the full chargeback process. If your cancelled flight is connected to an accommodation you can no longer use, the Airbnb refund guide covers your options there. See all consumer and refund guides.